Independence Home Loans Is Targeting Veterans

Exposing predatory telemarketing, illegal caller-ID spoofing, and systematic harassment of disabled veterans.

Report Your Experience Learn More
Are you a veteran receiving repeated, unwanted calls about your VA home loan?

You may be a victim of illegal telemarketing. Your experience matters - submit a tip to help build a case.

The Numbers Don't Lie

Based on documented evidence against Independence Home Loans, LLC

90 Unsolicited Calls to a single veteran, including one after a cease-and-desist was sent
34+ Ignored Requests to stop calling
10+ Spoofed Numbers from an account holding 519,900 numbers
$475K+ Potential Damages in statutory liability per victim

What Is Independence Home Loans Doing?

Relentless Harassment

Placing dozens of calls per month, ignoring explicit requests to stop, and continuing contact after formal cease-and-desist demands.

Caller-ID Spoofing

Using fake local phone numbers to appear legitimate and evade call blocking. Numbers are configured to reject callbacks.

False VA Affiliation

Using names like "VA Mortgage Pipeline" and "Veteran Financial Services" to falsely imply government endorsement.

Access to Private Data

Callers possess detailed personal information including VA loan status, home address, property values, and loan balances.

About Independence Home Loans, LLC

Legal Name: Independence Home Loans, LLC

NMLS ID: 2524174

Principal Office: 4343 N. Scottsdale Road, Suite 100, Scottsdale, Arizona 85251

President: Eric Katz (NMLS #630495)

IHL uses third-party telemarketers and lead generators operating through the ReadyMode predictive dialer platform (via amcomlabs) to target veterans. When consumers are transferred to "loan representatives," they speak with IHL loan officers who attempt to sell refinancing products. Investigation has revealed the calling infrastructure involves an account holding 519,900 phone numbers.

Have You Been Targeted?

If you've received suspicious calls about your VA home loan from companies using names like "VA Mortgage Pipeline," "Veteran Financial Services," "Veteran Services," or "VA Mortgage Review," you may be a victim.

Submit Your Report Recognize the Signs

Laws Being Violated

Telephone Consumer Protection Act

Federal law prohibiting unsolicited telemarketing calls after consent is revoked.

Telemarketing Sales Rule

FTC rule requiring disclosure of caller identity, purpose, and honoring do-not-call requests.

Maryland Telephone Consumer Protection Act

State law providing $500 per violation for illegal telemarketing practices.

Maryland Telephone Solicitation Act

Prohibits caller-ID spoofing, calls outside 8am-8pm, and more than 3 calls per day.

Maryland Consumer Protection Act

Prohibits deceptive trade practices including false claims of government affiliation.